Terms of Service

Welcome to the official website of M Prathap Financial Services. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service.

1. Advisory Role

M Prathap Financial Services operates as an independent financial consultancy assisting customers in evaluating loan offers and insurance policies from various banks, housing finance companies, NBFCs, and IRDAI-registered insurance providers.

2. No Guaranteed Approval

Loan approval, interest rates, processing fees, loan-to-value limits, and insurance policy coverage are determined solely by respective lending institutions and insurers subject to borrower eligibility and underwriting evaluation. M Prathap Financial Services does not approve loans or guarantee 100% approval.

3. Accuracy of Information

While we strive to maintain current information regarding starting interest rates and policy details, financial parameters change periodically. Users are encouraged to verify final sanction terms from official bank documentation before execution.