Financial & Insurance Regulatory Disclaimer

Loan Advisory Disclaimer: M Prathap Financial Services provides financial guidance and assistance in connecting customers with lending institutions and insurance options. Loan approval, interest rates (e.g. Home Loans starting at 7.15%*, LAP 8.50%*, Personal 9.90%*, Business 10.00%*), processing fees, LTV ratios, and terms are determined exclusively by the respective lender or financial institution subject to borrower eligibility and credit checks (CIBIL). M Prathap Financial Services does not guarantee loan approvals or act as a direct lender.

Insurance Disclaimer: Insurance coverage, policy premiums, benefits, exclusions, waiting periods, and claim settlements are determined solely by the respective IRDAI-registered insurance company policy documents. Customers should thoroughly read official policy wording before purchasing any insurance product.